SOLUTIONS

Payment operations designed for control, clarity and growth.

Ironstein helps regulated businesses design payment infrastructure, strengthen operational controls and build compliance into every stage of the transaction lifecycle.

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Infrastructure and compliance, designed together.

Payment operations are more than moving funds. Collection, reconciliation, settlement, customer due diligence, reporting and governance must operate as one connected system. We help businesses identify gaps, design practical controls and implement operating models that support secure and sustainable growth.

PAYMENT INFRASTRUCTURE

Build a secure operating foundation.

We support the design of payment environments that connect transaction flows, operational responsibilities and compliance controls. Each framework is shaped around the business model, customer journey and regulatory obligations.

Payment flow and operating-model design
Process mapping and control architecture
Provider and system integration planning
Reconciliation and exception workflows

Bank-based payment collection design
Payment status and reference workflows
Reconciliation process design
Operational exception management

PAYMENT COLLECTION

Make bank-based collection easier to operate.

We help businesses structure account-to-account collection processes with clearer payment visibility, reference management and reconciliation. The focus is a smoother customer experience without losing operational control.

CROSS-BORDER SETTLEMENT

Bring clarity to complex settlement flows.

Cross-border settlement can involve multiple providers, currencies, jurisdictions and hand-off points. We help define responsibilities, controls and reporting across the full settlement lifecycle.

Settlement-flow mapping
Multi-party coordination frameworks
Exception and escalation procedures
Cross-border operational controls

AML/CFT programme design and review
Customer due diligence workflows
Ongoing monitoring frameworks
Policies, procedures and staff guidance

AML/CFT & COMPLIANCE

Embed compliance into everyday operations.

We design practical AML/CFT frameworks that align regulatory requirements with actual customer and transaction activity, helping compliance operate as part of the business rather than as a separate layer.

REGULATORY REPORTING

Build reporting processes that stand up to scrutiny.

Accurate reporting depends on clear data, ownership and escalation. We help businesses prepare repeatable processes for prescribed transaction reporting and broader compliance documentation.

Prescribed transaction reporting workflows
Reporting roles and responsibilities
Record-keeping and audit readiness
Compliance documentation

Regulatory readiness assessments
Licensing preparation support
Risk and governance frameworks
Control reviews and remediation planning

RISK, LICENSING & GOVERNANCE

Prepare the business for regulated growth.

We help businesses understand their regulatory perimeter, strengthen governance and prepare the operational foundations required for licensing and continued oversight.

PROFESSIONAL ENGAGEMENTS

Defined scopes. Clear deliverables.

Ironstein engagements are scoped around the client’s operating model, regulatory requirements and desired outcomes. Fees and deliverables are confirmed before work begins.

Payment Operations Assessment

Review payment flows, reconciliation processes, responsibilities and operational controls.

YOU RECEIVE

A findings summary and prioritised improvement plan.

Pricing: Scoped and quoted

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AML/CFT Compliance Review

Review AML/CFT frameworks, customer due diligence and operational controls.

YOU RECEIVE

A gap assessment and practical remediation recommendations.

Pricing: Scoped and quoted

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Reporting Workflow Review
Review suspicious activity and prescribed transaction reporting processes.
YOU RECEIVE
Reporting workflow and control recommendations.
Pricing: Scoped and quoted

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Payment Infrastructure Advisory
Focused advice on payment collection, settlement and provider integrations.
YOU RECEIVE
Recommendations based on the agreed engagement scope.
Pricing: Scoped and quoted

Request scope